Philly Based
Philly Focused
Hard Money for Investors Who Move Fast

JDM Capital funds fix & flip and fix & hold projects across Philadelphia, the surrounding counties and South Jersey. Up to 100% LTC, no appraisal required, closings in as little as 7 days.

Prefer to talk? Call or text 267-228-3289.

Or email us at Josh@JDMCapitalLending.com.

Up to 100% LTC Close in as little as 7 days Draws in as little as 24 hours Decisions made in house

Why borrowers pick JDM Capital

  • Up to 100% LTC so you keep your own cash working
  • Closings in as little as 7 days
  • Rehab draws in as little as 24 hours
  • No appraisal required, everything handled in house
  • Local to Philadelphia and South Jersey
Call and you get a decision maker on the line.
100%
Loan to cost available
7 days
Close in as little as
24 hrs
Rehab draws in as little as
Our edge

Why investors work with us

We lend in one market and we know it well, which is what lets us move fast and get creative on a deal.

You talk to the decision makers

When you call JDM, you reach the people who approve and fund the loan. Nobody screens the call first.

We know the market

We are local. We have walked these blocks and we know what a finished house sells for. A ZIP code will not kill your deal here.

We close fast

There is no appraisal to schedule, and underwriting, approval and funding all happen at our desk. Tell us the date you have to close by and we will tell you straight whether we can hit it.

Draws in as little as 24 hours

A crew standing around waiting on money is how a rehab schedule slips, so we turn draw requests around instead of sitting on them.

Up to 100% LTC

Financing up to 100% of cost keeps your own cash free, so you can run more projects at once instead of tying everything up in one.

Built for creative deals

Odd structures and tight timelines are our normal. Bring us the deal another lender already passed on, and we will tell you what we can do with it.

What we fund

One loan for the buy and the rehab

JDM Capital specializes in short term financing for fix & flip and fix & hold projects. Buy, rehab and sell, or buy, rehab and hold it as a rental, then refinance once you are stabilized. We fund both, and we will tell you which one fits the deal in front of you.

Now up to 100% LTC

Fix & Flip Loans

Everything the deal needs, from settlement through the last draw, on your timeline.

  • Funding for purchase and rehab in one loan
  • Up to 100% loan to cost
  • Close in as little as 7 days
  • Draws funded in as little as 24 hours
  • No appraisal required
  • Fix & hold and refinance options when you stabilize
Start your application
Where we lend

Local lending, start to finish

JDM Capital lends in Philadelphia, the surrounding counties and South Jersey. Nowhere else. That is all 339 municipalities. Staying local is the edge. It also means an unusual deal gets a real look here instead of an automatic no from someone who has never seen the street.

See every county and town we lend in, including how transfer tax and permits change once you cross a municipal line.

How it works

From deal to draw, fast

Tell us about the deal

Apply online or call. Share the property, the numbers and your timeline.

Talk to a decision maker

We review it in house, then call you back ourselves, usually the same day.

Get your terms fast

No appraisal required, so you get a clear answer quickly.

Close and draw

Close in as little as 7 days and pull draws in as little as 24 hours.

Contact

Send us your deal

Send a few details and we will get back to you quickly. Ready to move now? Call or text 267-228-3289, or email Josh@JDMCapitalLending.com.

By submitting, you agree to be contacted about your inquiry. We never sell your information.

Ready to apply?

Start the loan application now, or call and we will walk through it with you.

Apply Now 267-228-3289 Call, text or email. Whoever answers can approve the loan.
Call 267-228-3289 Apply Now