Philly Based
Philly Focused
Fast Hard Money for Investors that Move Quickly

JDM Capital funds fix & flip and fix & hold projects across Philadelphia, the surrounding counties, and South Jersey. Up to 100% LTC, no appraisal required, and closings in as little as 7 days.

Apply Now Schedule a Call

Prefer to talk? Call or text 267-228-3289.

Prefer to email? Email Josh@JDMCapitalLending.com.

Up to 100% LTC Close in as little as 7 days Draws in as little as 24 hours Decisions made in house

Why borrowers pick JDM Capital

  • +Up to 100% LTC so you keep your own cash working
  • +Closings in as little as 7 days
  • +Rehab draws in as little as 24 hours
  • +No appraisal required, everything handled in house
  • +Local to Philadelphia and South Jersey
You talk to the decision makers, not a call center.
100%
Loan to cost available
7 days
Close in as little as
24 hrs
Rehab draws in as little as
Our edge

Why investors work with us

We lend in one market and we know it well. That focus lets us move fast, get creative, and treat every deal like it matters.

You talk to the decision makers

Not a processor, not a call center. When you call JDM, you reach the people who actually approve and fund the loan.

We know the market

We are local. We have seen the streets, the blocks, and the price ranges. We will not kill a deal over a zip code.

We close fast

No appraisal required and everything handled in house. When you need to move quickly, we move with you.

Draws in as little as 24 hours

Rehab projects do not wait, and neither do we. Get draws quickly and keep your crews moving.

Up to 100% LTC

Keep more of your own cash in your pocket and take on more projects at the same time.

Built for creative deals

Non standard structures, unusual properties, and tight timelines are exactly what we are built for.

What we fund

One product, done right

JDM Capital specializes in short term financing for fix & flip and fix & hold projects. Whether you are buying, rehabbing, and selling, or rehabbing to hold as a rental and refinancing once you are stabilized, that is exactly what we are built for.

Apply Now Schedule a Call
Now up to 100% LTC

Fix & Flip Loans

Funding for purchase and rehab, structured around your timeline.

  • + Funding for purchase and rehab in one loan
  • + Up to 100% loan to cost
  • + Close in as little as 7 days
  • + Draws funded in as little as 24 hours
  • + No appraisal required
  • + Fix & hold and refinance options when you stabilize
Start your application
Where we lend

Local lending, start to finish

JDM Capital lends only in Philadelphia, the surrounding counties, and South Jersey. Staying local is the edge. We know these neighborhoods, so we can move fast and get creative where other lenders hesitate.

Philadelphia Bucks County Montgomery County Delaware County Chester County South Jersey
How it works

From deal to draw, fast

Tell us about the deal

Apply online or call. Share the property, the numbers, and your timeline.

Talk to a decision maker

We review it in house. No processors and no call center in the way.

Get your terms fast

No appraisal required, so you get a clear answer quickly.

Close and draw

Close in as little as 7 days and pull draws in as little as 24 hours.

Contact

Let us take a look at your deal

Send a few details and we will get back to you quickly. Ready to move now? Call or text 267-228-3289, or email Josh@JDMCapitalLending.com.

By submitting, you agree to be contacted about your inquiry. We never sell your information.

Ready to apply?

Start the loan application now, or call and we will walk through it with you.

Apply Now 267-228-3289 Call, text, or email. Decisions made by the people who answer the phone.